Rates

The APY rates are accurate as of 
Rates subject to change without notice

Deposit Accounts

Account Minimum Balance to Open Interest Rate APY*
Savings (daily) $50.00 0.20% 0.20%
Money Market (30) $1,500.00 0.25% 0.25%
NOW Account $1,500.00 0.10% 0.10%

 

CD Rates

Minimum balance required to open a Certificate of Deposit is $500
CD Rates are fixed for the term of the CD for all CDs except the 60 month CD. 

Time Period Interest Rate APY*
91 day 0.35% 0.35%
182 day 0.45% 0.45%
12 month 0.50% 0.50%
18 month 0.55% 0.55%
24 month 0.65% 0.65%
30 month 0.85% 0.85%
60 month variable*** 1.25% 1.26%

***This rate may change after the account is opened.  The interest rate for the CD may be adjusted one time during the term, at the customer's election, to the rate available on FNB time accounts with the same or a shorter term as the reamining term on the CD at the time of election. 

 

IRA Rates

Time Period Minimum Balance to Open Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time 0.55% 0.55%
18 month fixed   $500.00 0.55% 0.55%
30 month fixed $500.00 0.85% 0.85%

*Annual Percentage Yield
**This rate may change after the account is opened.

A penalty may be imposed for early withdrawal.  Fees could reduce the earnings on the account.

 

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