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The APY rates are accurate as of Thursday, July 5, 2018. Rates subject to change without notice.

Deposit Rates

Account Minimum Balance to Open Interest Rate APY*
Savings (compounded daily) $50.00 0.25% 0.25%
Money Market (compounded monthly) $1,500.00 0.25% 0.25%
NOW Account $1,500.00 0.10% 0.10%

CD Rates

Minimum balance required to open a Certificate of Deposit is $500.

CD Rates are fixed for the term of the CD for all CDs except the 60 month CD.

Time Period Interest Rate APY*
91 day 0.50% 0.50%
182 day 1.00% 1.00%
12 month 1.25% 1.26%
18 month 1.50% 1.51%
24 month 1.75% 1.77%
30 month 1.75% 1.77%
60 month Bump Up*** 2.00% 2.02%

***The interest rate for this certificate may be adjusted one time during the term, at the customer’s request, to the rate available on First National Bank time deposits with the same or shorter term as the remaining term of this certificate at the time of election. No other changes will be permitted. The new rate will be effective from the date First National Bank of Bastrop receives notification of the election and will continue for the remainder of the certificate term. The new rate will not be applied retroactively.

This CD will not renew. Upon maturity, the customer will need to close the original CD and open a new CD with a current CD term available at that time. A 6 month interest penalty may be accessed for early withdrawal.

IRA Rates

Time Period Minimum Balance to Open Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time 1.00% 1.00%
18 month fixed $500.00 1.50% 1.51%
30 month fixed $500.00 1.75% 1.77%

*Annual Percentage Yield

**This Rate may change after the account is opened

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.