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Rates

The APY rates are accurate as of Monday, September 10, 2018. Rates subject to change without notice.

Deposit Rates

Account Minimum Balance to Open Interest Rate APY*
Savings (compounded daily) $50.00 0.30% 0.30%
Money Market (compounded monthly) $1,500.00 0.35% 0.35%
NOW Account $1,500.00 0.15% 0.15%

HSA Rates

Health Savings Account Rate Information
Tier 1 If your daily balance is $0.00 to $1,999.99, the interest paid on the entire balance in your will be 0.35% with an annual percentage yield of 0.35%.
Tier 2 If you daily balance is $2,000.00 or greater, the interest paid on the entire balance in your account will be 0.80% with an annual percentage yield of 0.80%.

CD Rates

Minimum balance required to open a Certificate of Deposit is $500.

CD Rates are fixed for the term of the CD for all CDs except the 60 month CD.

Time Period Interest Rate APY*
91 day 0.65% 0.65%
182 day 1.15% 1.15%
12 month 1.40% 1.41%
18 month 2.00% 2.01%
24 month 2.10% 2.12%
30 month 2.15% 2.17%

IRA Rates

Time Period Minimum Balance to Open Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time 1.50% 1.51%
18 month fixed $500.00 2.00% 2.01%
30 month fixed $500.00 2.15% 2.17%

*Annual Percentage Yield

**This Rate may change after the account is opened

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.