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Rates

The APY rates are accurate as of March 17, 2020. Rates subject to change without notice. For current rate information, please contact us at 512-321-2561.

Deposit Rates

Account Minimum Balance to Open Interest Rate APY*
Savings (compounded daily)** $50.00 0.15% 0.15%
Money Market (compounded monthly)** $1,500.00 0.10% 0.10%
NOW Account** $1,500.00 0.05% 0.05%

HSA Rates

Health Savings Account Rate Information
Tier 1** If your daily balance is $0.00 to $1,999.99, the interest paid on the entire balance in your account will be 0.20% with an annual percentage yield of 0.20%.
Tier 2** If your daily balance is $2,000.00 or greater, the interest paid on the entire balance in your account will be 0.25% with an annual percentage yield of 0.25%.

CD Rates

CD Rates are fixed for the term of the CD.

Time Period Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY*
91 day $500.00 $500.00 0.25% 0.25%
182 day $500.00 $500.00 0.45% 0.45%
12 month $500.00 $500.00 0.50% 0.50%
12 month $100,000 $100,000 0.65% 0.65%
12 month $250,000 $250,000 0.75% 0.75%
18 month $500.00 $500.00 0.55% 0.55%
24 month $500.00 $500.00 0.65% 0.65%
30 month $500.00 $500.00 0.75% 0.75%

IRA Rates

Time Period Minimum Balance to Open Minimum Balance to Obtain APY Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time $25.00 0.55% 0.55%
18 month fixed $500.00 $500.00 0.55% 0.55%
30 month fixed $500.00 $500.00 0.75% 0.75%

*Annual Percentage Yield

**This Rate may change after the account is opened

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.