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All FNB locations will be closed on Monday, January 21 for Martin Luther King Jr. Day.

Rates

The APY rates are accurate as of Wednesday, January 2, 2019. Rates subject to change without notice.

Deposit Rates

Account Minimum Balance to Open Interest Rate APY*
Savings (compounded daily) $50.00 0.30% 0.30%
Money Market (compounded monthly) $1,500.00 0.35% 0.35%
NOW Account $1,500.00 0.15% 0.15%

HSA Rates

Health Savings Account Rate Information
Tier 1 If your daily balance is $0.00 to $1,999.99, the interest paid on the entire balance in your account will be 0.35% with an annual percentage yield of 0.35%.
Tier 2 If your daily balance is $2,000.00 or greater, the interest paid on the entire balance in your account will be 0.80% with an annual percentage yield of 0.80%.

CD Rates

CD Rates are fixed for the term of the CD.

Time Period Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate APY*
91 day $500.00 $500.00 0.65% 0.65%
182 day $500.00 $500.00 1.15% 1.15%
12 month $500.00 $500.00 1.75% 1.76%
18 month $500.00 $500.00 2.00% 2.01%
24 month $500.00 $500.00 2.10% 2.12%
30 month $500.00 $500.00 2.15% 2.17%

12 month 
Non-Renewable
Special CD***

$250,000.00 $250,000.00 2.50% 2.52%

IRA Rates

Time Period Minimum Balance to Open Minimum Balance to Obtain APY Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time $25.00 1.50% 1.51%
18 month fixed $500.00 $500.00 2.00% 2.01%
30 month fixed $500.00 $500.00 2.15% 2.17%

*Annual Percentage Yield

**This Rate may change after the account is opened

***CD Special: Available during the month of January only.

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.