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All FNB Bastrop locations will be closed on Thur., November 23 and at 3pm on Fri., November 24 in observance of Thanksgiving.


The APY rates are accurate as of Tuesday, January 31, 2017. Rates subject to change without notice.

Deposit Rates

Account Minimum Balance to Open Interest Rate APY*
Savings (compounded daily) $50.00 0.20% 0.20%
Money Market (compounded monthly) $1,500.00 0.25% 0.25%
NOW Account $1,500.00 0.10% 0.10%

CD Rates

Minimum balance required to open a Certificate of Deposit is $500.

CD Rates are fixed for the term of the CD for all CDs except the 60 month CD.

Time Period Interest Rate APY*
91 day 0.40% 0.40%
182 day 0.55% 0.55%
12 month 0.65% 0.65%
18 month 0.70% 0.70%
24 month 0.80% 0.80%
30 month 1.00% 1.01%
60 month variable*** 1.41% 1.42%

***This rate may change after the account is opened. The interest rate for the CD may be adjusted one time during the term, at the customer's election, to the rate available on FNB time accounts with the same or a shorter term as the remaining term on the CD at the time of election.

IRA Rates

Time Period Minimum Balance to Open Interest Rate APY*
18 month variable ** $25.00 - add to CD at any time 0.70% 0.70%
18 month fixed $500.00 0.70% 0.70%
30 month fixed $500.00 1.00% 1.01%

*Annual Percentage Yield

**This Rate may change after the account is opened

A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.