Checking Accounts

Let The First National Bank of Bastrop help you put your money to work for you. With checking and savings accounts designed to meet your spending and saving needs, FNB is your community bank.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identities each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

First Choice Security Checking

The First National Bank of Bastrop’s First Choice Security Checking Account has been enhanced! In addition to the valued Accidental Death & Dismemberment insurance coverage, we have added Identity Theft Protection products to the current suite of products in this plan, which include Identity Theft Insurance w/ Fraud Assistance, Fraud Assist Toolbox and Payment Card Protection, so you can feel more secure in an insecure world. 

Account Benefits:

  • $300 Overdraft Privilege Limit
    Subject to approval of FNB Overdraft Privilege Policy review process. Click here for more information on Overdraft Privilege.
  •  Unlimited Checking
  •  Free “First Pay” MasterCard Debit Card*
  • Free Checks
  • $10,000 Accidental Death and Dismemberment Insurance
  •  Additional  Insurance Plans
  • Identity Theft Insurance with Fraud Assistance
  • Payment Card Protection
  • Everyday Grocery SavingsTM, Everyday Rebate Rewards, Key Ring Protection
  • Sojourns® Travel Magazine, Medical Emergency Data Card, Luggage Protection
  • Savers Club® , Avis®, Budget® and Dollar® Car Rental Discounts
  • Hotel Savings Network Discounts at Popular Lodging Chains

For Detailed Information click here.

Account Details:

  • $100 minimum balance to open
  • Monthly plan coverage rate
Plan Options:
Basic Plan $10,000 Accidental Death & Dismemberment Insurance on Member(s). $6.50
Additional Plan $20,000 Accidental Death & Dismemberment Insurance on Member(s). $7.50
Family Plan
  • $20,000 Accidental Death & Dismemberment Insurance on Member(s).
  • $10,000 Coverage on Spouse. If no spouse, coverage applies to Member(s).
  • $1,500 Coverage on each Dependent Child
$8.50

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"Back to the Basics" Free Checking Account

The "Back to the Basics" Free Checking Account is our most popular checking account, with no minimum balance requirement and no monthly maintenance fee. Come by and visit with one of our friendly customer service representatives today and see if "FREE CHECKING" is right for you!

Account Benefits:

  • No minimum balance to maintain
  • No monthly service charge
  • No per check charge
  • Unlimited transactions
  • Free “Pay First” MasterCard Debit Card
  • Free Internet Banking
  • Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
  • Free access to Call First 24 hour customer service line
  • Free ATM withdrawals at any First National Bank of Bastrop ATMs

Account Details:

  • $100 Minimum opening balance
  • Truncated Account – images of checks are not returned in bank statement
  • Check copies: Two copies per bank statement at no charge. A fee of $2.00 per check for additional copy.
  • Personal checking account only
  • Non-interest bearing account only

* Personal checking accounts only

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Regular Checking Account

The First National Bank of Bastrop’s Regular Checking Account is the perfect account for the individual that requires images of their checks.  It provides free monthly images of your checks along with your statements, free online banking, and many of the other quality services that our customers have come to expect.

Account Benefits:

  • No per check charge
  • Unlimited transactions
  • Free “Pay First” MasterCard Debit Card
  • Free Internet Banking
  • Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
  • Free access to Call First 24 hour customer service line
  • Free ATM withdrawals at The First National Bank of Bastrop ATMs

Account Details:

  • $100 Minimum opening balance
  • Upon notification to the bank, the monthly service charge fee will not apply to full-time students or seniors (persons 62 or older).
Minimum daily balance:
$500.00 or above No charge
$499.99 – $400.00 $5.00
$399.99 – $300.00 $6.00
below $300.00 $7.00

 

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NOW Account (Interest-bearing account)

View Current Rates Here

Account Benefits:

  • No per check charge
  • Unlimited transactions
  • Free “Pay First” MasterCard Debit Card
  • Free Internet Banking
  • Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
  • Free access to Call First 24 hour customer service line
  • Free ATM withdrawals at The First National Bank of Bastrop ATMs

Account Details:

  • $1500.00 minimum balance to open
  • Interest will be compounded every month. Interest will be credited to your account every month.
Minimum Daily Balance
$1500.00 or above No charge
$1000.00 - $1499.99 $5.00
$500.00 - $999.99 $6.00
Below $500.00 $7.00

 

Account Eligibility:

  • Reserved for individual personal accounts only.
  • This account is not available for business accounts

Come by and visit with one of our friendly customer service representatives today and see which account is right for you!

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