Checking Accounts

Let The First National Bank of Bastrop help you put your money to work for you. With checking and savings accounts designed to meet your spending and saving needs, FNB is your community bank.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identities each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

Regular Checking Account

The First National Bank of Bastrop’s Regular Checking Account is the perfect account for the individual that requires images of their checks.  It provides free monthly images of your checks along with your statements, free online banking, and many of the other quality services that our customers have come to expect.

Account Benefits:

  • No per check charge
  • Unlimited transactions
  • Free “Pay First” MasterCard Debit Card
  • Free Internet Banking
  • Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
  • Free access to Call First 24 hour customer service line
  • Free ATM withdrawals at The First National Bank of Bastrop ATMs
  • $300 Overdraft Privilege Limit
    Subject to approval of FNB Overdraft Privilege Policy review process. Click here for more information on Overdraft Privilege.

Account Details:

  • $100 Minimum opening balance
  • Upon notification to the bank, the monthly service charge fee will not apply to full-time students or seniors (persons 62 or older).
  • Effective May 1, 2014, the personal Regular Checking Account product

    has been updated with an additional way to avoid the imposition of a monthly service charge.  The monthly service charge on this account will not apply if you are enrolled in Online Banking and Opted-In for E-Statements. If at any time you elect to Opt-Out of E-Statements, the ‘minimum balance’ monthly service charge will apply to this account as stated within the Truth-In-Savings disclosure.

     

Minimum daily balance:
$500.00 or above No charge
$499.99 – $400.00 $5.00
$399.99 – $300.00 $6.00
below $300.00 $7.00

 

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NOW Account (Interest-bearing account)

View Current Rates Here

Account Benefits:

  • No per check charge
  • Unlimited transactions
  • Free “Pay First” MasterCard Debit Card
  • Free Internet Banking
  • Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
  • Free access to Call First 24 hour customer service line
  • Free ATM withdrawals at The First National Bank of Bastrop ATMs
  • $300 Overdraft Privilege Limit
    Subject to approval of FNB Overdraft Privilege Policy review process. Click here for more information on Overdraft Privilege.

Account Details:

  • $1500.00 minimum balance to open
  • Interest will be compounded every month. Interest will be credited to your account every month.
Minimum Daily Balance
$1500.00 or above No charge
$1000.00 - $1499.99 $5.00
$500.00 - $999.99 $6.00
Below $500.00 $7.00

 

Account Eligibility:

  • Reserved for individual personal accounts only.
  • This account is not available for business accounts

Come by and visit with one of our friendly customer service representatives today and see which account is right for you!

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