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All FNB Bastrop locations will be closed on Thur., November 23 and at 3pm on Fri., November 24 in observance of Thanksgiving.

One-Time Close

Construction to Permanent Loan

This program offers an all-in-one financing option for lot purchase, construction, and permanent mortgage funding with one closing. Borrower applies one time, is approved one time, and closes one time, simplifying the construction and purchase process.

New Home Construction Site

Program Highlights
  • Single closing saves time and money, preventing additional closing cost expenses
  • Convenient single application, underwriting, and approval process
  • Permanent financing rate is set at closing before construction begins
  • Pay interest only during construction
  • No re-qualification after construction is completed
Financing Eligibility
  • Fixed rate financing for 5 years with annual adjustable rate thereafter, pending qualifying credit score and debt-to-income ratio
  • One-unit, site-built homes
  • Owner-occupied homes only
  • Variety of financing programs to choose from

CONTACT A LOAN OFFICER FOR DETAILS: 512-321-2561

All loan applications subject to credit approval. Certain restrictions apply. NMLS# 403250