First Choice Security CheckingFirst Choice Security Checking

Benefits designed to maximize your convenience, savings and security

$300 Overdraft Privilege Limit
Subject to approval of FNB Overdraft Privilege Policy review process. Click here for more information on Overdraft Privilege.

Free ATM Withdrawals at any First National Bank of Bastrop ATMs
Free access to ATM network for withdrawals from ATMs not owned by First National Bank of Bastrop limited to 3 per month.  Additional transfers or withdrawals made at ATMs not owned by First National Bank of Bastrop in excess of 3 per month subject to fee of $1.00 per transaction.

Unlimited Checking

With your First Choice Security Checking account, there are no minimum requirements or per-check charges.

Online Banking

Enjoy the convenience of checking your account anytime and anywhere you have Internet access. Plus, with Mobile FNB you can manage your account balance and make immediate internal transfers. With First Choice Security Checking, you may also sign up for BillPay and pay your bills with the simple click of a button! Enjoy Bill Pay for free if you have Direct Deposit set up.

“First Pay” MasterCard® Debit Card

There are never any charges when you use your MasterCard Check Card at any First National Bank
of Bastrop ATM. With your MasterCard Check Card, you’ll never have to worry about carrying large amounts
of cash. Just use your card instead of writing a check or paying cash, and the funds will come directly out
of your checking account. Utilize “Cash back” option on POS transactions.

Free Checks

Receive your personally imprinted wallet style checks at no additional cost.

$10,000 Accidental Death and Dismemberment Insurance

You’ll be protected with $10,000 in Accidental Death and Dismemberment Insurance 24 hours a day.

Need More Coverage? Take advantage of increased Accidental Death and Dismemberment Insurance by enrolling in either the Additional Plan or Family Plan shown below!

Additional Plan

Feel more secure with $20,000 coverage on members. And this increased protection is only $1 more per month!

Increase Your Security With the Family Plan

If you have a family or simply want the added security of
increased protection, we recommend the Family Plan:

  • $20,000 coverage for members.
  • $10,000 coverage for your spouse. (If no spouse, coverage applies to members.)
  • $1,500 coverage for each dependent child. Coverage for your entire family is just $2 extra per month.

Identity Theft Insurance with Fraud Assistance

You’ll have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You’ll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more. (Identity Theft Insurance is not available to residents of the state of New York.)

Fraud Assist Toolbox

Prevent and recover from identity theft more quickly with this online, interactive, step-by-step tool.

The Fraud Assist Toolbox is a convenient, online tool that helps streamline the identity theft prevention and recovery process. To help prevent identity theft, you may select to set fraud alerts, stop pre-approved credit offers, and stop unwanted telemarketing calls. If you have been a victim of identity theft, you can speed up recovery time by simply selecting the type of problem you are facing, and the online guide will provide step-by-step instructions for resolving your issue.

By coaching you through the prevention and recovery process, and  sending you reminder emails when you need to follow up, the Fraud Assist Toolbox can dramatically reduce the time and emotional stress of recovering from identity fraud.

Payment Card Protection

Register all your credit, debit, ATM and check cards at one time and in one place. As a member, you’ll feel more secure knowing that you are protected. If your cards are lost or stolen, simply call one convenient toll-free number 24 hours a day to cancel cards, stop unauthorized purchases and request new cards. You’ll also have the security of knowing that if you are more than 50 miles from home and have reported the cards lost or stolen you have access to:

  • Emergency Cash
  • Emergency Airline Tickets
    (Some restrictions may apply.)

Special Program Notes
Accidental Death Insurance is administered by Affinion Benefits Group and underwritten by Hartford Life Insurance Company.  A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator.  As a member, you’ll automatically receive new benefits as they are added to your program.  Coverage is divided equally among co-owners of joint accounts.  The 24-hour Accidental Death and Dismemberment Insurance benefit reduces by half at age 70.  Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit.  Please refer to the Summary for complete details of coverage, limitations, and exclusions. 

Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate, and not insured by any agency of the United States.

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