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Home Loan

Ready to consider home ownership? Click to apply for a mortgage loan, check rates, and use calculators to estimate your payments.

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Whether it's a new car, dream vacation, or debt consolidation, we offer a wide range of loans with flexible terms designed to fit your needs.

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Whether you bank online, in person, or over the phone, learn how to protect your accounts and prevent fraudulent activity.

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UPCOMING EVENTS View More
Sep
15
Feed the Need

Attend the seventh annual fundraiser and learn how you can purposefully make a difference in your community by helping Feed the Need Missions!

Sep
22
Down Home Ranch 15th Annual Gala

The annual Down Home Ranch Gala kicks off on September 22 at the Bastrop Convention Center. You’ll be charmed by the sweet sounds of Neil and the Real Deal as they cover the best of the 50’s and 60’s! Enjoy a silent and live auction and dinner by Uptown Cafe.

Bastrop entrance
Original%20Bank
About Us

Since 1889, First National Bank has served our part of the world faithfully, being actively involved in the communities where we work, live, and raise our families. We take pride in our reputation for providing both ‘high tech’ and ‘high touch’ customer service that has helped us become one of the largest locally owned and independent community banks in the Austin Area. With locations in Bastrop, Cedar Creek, Elgin, and Smithville, we want to be your first choice for financial success.

Smithville Jamboree Parade
Snowcones for Community Banking Month
Cinco De Mayo
Tiny Home Shelter
Elgin Community Banking Month