- Personal Banking
- Business Banking
- About Us
Ready to consider home ownership? Click to apply for a mortgage loan, check rates, and use calculators to estimate your payments.Apply Now
Whether it's a new car, dream vacation, or debt consolidation, we offer a wide range of loans with flexible terms designed to fit your needs.Apply Now
Whether you bank online, in person, or over the phone, learn how to protect your accounts and prevent fraudulent activity.Learn More
UPCOMING EVENTS View More
Smithville Empty Bowl
This events promotes hunger awareness and addresses this urgent need in the community. Enjoy gourmet soups from local restaurants, a silent auction, and more. Proceeds benefit Smithville Food Pantry, Smithville Community Gardens, Lost Pines Artisans' Alliance, and the S.
Lost Pines Art League Spring Gala
The Lost Pines Art League hosts an annual fundraising Gala every spring at the Lost Pines Art Center in downtown Bastrop, Texas to generate funds for our operations budget and scholarships.
Since 1889, First National Bank has served our part of the world faithfully, being actively involved in the communities where we work, live, and raise our families. We take pride in our reputation for providing both ‘high tech’ and ‘high touch’ customer service that has helped us become one of the largest locally owned and independent community banks in the Austin Area. With locations in Bastrop, Cedar Creek, Elgin, and Smithville, we want to be your first choice for financial success.