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Checking Accounts
Let The First National Bank of Bastrop help you put your money to work for you. With checking and savings accounts designed to meet your spending and saving needs, FNB is your community bank.
"Back to the Basics" Free Checking Account
The "Back to the Basics" Free Checking Account is our most popular checking account, with no minimum balance requirement and no monthly maintenance fee. Come by and visit with one of our friendly customer service representatives today and see if "FREE CHECKING" is right for you!
Account Benefits:
- No minimum balance to maintain
- No monthly service charge
- No per check charge
- Unlimited transactions
- Free “Pay First” MasterCard Debit Card
- Free Internet Banking
- Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
- Free access to Call First 24 hour customer service line
- Free ATM withdrawals at any First National Bank of Bastrop ATMs
Account Details:
- $100 Minimum opening balance
- Truncated Account – images of checks are not returned in bank statement
- Check copies: Two copies per bank statement at no charge. A fee of $2.00 per check for additional copy.
- Personal checking account only
- Non-interest bearing account only
* Personal checking accounts only
Regular Checking Account
The First National Bank of Bastrop’s Regular Checking Account is the perfect account for the individual that requires images of their checks. It provides free monthly images of your checks along with your statements, free online banking, and many of the other quality services that our customers have come to expect.
Account Benefits:
- No per check charge
- Unlimited transactions
- Free “Pay First” MasterCard Debit Card
- Free Internet Banking
- Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
- Free access to Call First 24 hour customer service line
- Free ATM withdrawals at The First National Bank of Bastrop ATMs
Account Details:
- $100 Minimum opening balance
- Upon notification to the bank, the monthly service charge fee will not apply to full-time students or seniors (persons 62 or older).
| Minimum daily balance: | |
|---|---|
| $500.00 or above | No charge |
| $499.99 – $400.00 | $5.00 |
| $399.99 – $300.00 | $6.00 |
| below $300.00 | $7.00 |
BanClub Account
The First National Bank of Bastrop’s BanClub Checking Account was designed for our valued customers who are interested in the added security of Accidental Death & Dismemberment Insurance coverage.
Account Benefits:
- Unlimited Check Writing
- Free Online Banking
- Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
- Free Travelers Checks
- Free personalized basic wallet checks (specialty paper)
- Free ATM withdrawals at any First National Bank of Bastrop ATMs
- Free “First Pay” MasterCard Debit Card*
- Car Rental discounts, Key ring protection, Medial Emergency Data Card
Account Details:
- $100 minimum balance to open
- Monthly plan coverage rate
| Plan Options: | ||
|---|---|---|
Basic Plan |
$10,000 Accidental Death & Dismemberment Insurance on Member(s). |
$6.50 |
Additional Plan |
$20,000 Accidental Death & Dismemberment Insurance on Member(s). |
$7.50 |
Family Plan |
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$8.50 |
NOW Account (Interest-bearing account) View Current Rates Here
Account Benefits:
- No per check charge
- Unlimited transactions
- Free “Pay First” MasterCard Debit Card
- Free Internet Banking
- Free Bill Pay for 60 days ($4.95 per month after 60 days) or Free with Direct Deposit
- Free access to Call First 24 hour customer service line
- Free ATM withdrawals at The First National Bank of Bastrop ATMs
Account Details:
- $1500.00 minimum balance to open
- Interest will be compounded every month. Interest will be credited to your account every month.
| Minimum Daily Balance | |
|---|---|
| $1500.00 or above | No charge |
| $1000.00 - $1499.99 | $5.00 |
| $500.00 - $999.99 | $6.00 |
| Below $500.00 | $7.00 |
Account Eligibility:
- Reserved for individual personal accounts only.
- This account is not available for business accounts
Money Market Account(Interest Bearing Account) View Current Rates Here
Account Details:
- $1500.00 minimum balance to open
- Interest will be compounded every month. Interest will be credited to your account every month.
- Transaction Limitations: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, debit card, or similar order to third parties.
| Minimum Daily Balance | |
|---|---|
| Below $1,500.00 | $10.00 |
| $1,500.00 or above | No Charge |
Regular Saving Account( Interest Bearing Account) View Current Rates Here
Account Details:
- $50.00 minimum balance to open
- Interest will be compounded every day. Interest will be credited to your account every quarter.
- Transaction limitations: Transfers from a Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no more than three by debit card or similar order to third parties.
- Fees: An excess withdrawal fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of three during a statement cycle
| Minimum Daily Balance | |
|---|---|
| $25.00 and above | No Charge |
| Below $25.00 | $1.00 |
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