Credit Card Services
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Visa® "Just for You" Gift Card
- Use it at any participating merchant location where Visa cards are accepted. It can even be used at more than one location.
- The recipient can use it right away, unlike a check which would need to be cashed.
- Much safer than cash, the card can be replaced if it’s lost or stolen.
- It’s easy to carry the card in a wallet or purse with other cards.
- Use it for special employee incentives: perfect attendance, year-end bonuses, sales contests, referral awards…and the list goes on!
Call or come in and talk with one of our Representatives to find out more or to purchase a "Just For You" gift card.
View Fees and Charges for Use of Gift Card
Stored Value Gift Cards FAQ
What does it cost to get a gift card?
The cost is $5.00 per gift card.
Who issues gift cards?
See any bank teller or new account representative to obtain a gift card.
Can a card be issued for any dollar amount?
There is a dollar amount limit per card. A gift card can be issued for a minimum of $25.00 and a maximum of $500.00.
Is there an expiration date?
Yes, there is a 24-month expiration date assigned to each shipment of cards received by the bank. The expiration date is on the card.
Where can the gift card be used?
It can be used to purchase items where Visa is accepted as a debit with PIN or with the credit option. It may be used at an ATM to withdraw cash using the “Checking” option with a $1.25 fee assessed. No cash advance from financial institutions.
Can someone that is not a customer of the bank purchase a gift card?
Yes, up to the $3000 limit for non customers.
How can I find out the remaining balance on the gift card?
All transactions and balance information on the gift card can be accessed via a secured website at
https://www.onlinecardaccess.com/main/vistibgift/Home or by calling 1-800-418-3971.
Can the card be reused?
Yes, the card can be reloaded, however be sure to check the expiration date because reloading does not extend the expiration date. The cost to reload a card is $1.00.
What do I do if my card is lost/stolen?
Contact a new accounts representative at the bank to report the card lost/stolen. Another card will be issued for the balance remaining on the lost card. The fee to replace a lost card is $3.00.
What do I do if there is a problem with a transaction?
TIB handles all gift card disputes for the bank. Contact a representative at 1-800-418-3971.
| Fees and Charges for Use of Gift Card |
| Transactions inside the United States |
|
| ATM withdrawals |
$1.25 |
| All other ATM transactions |
$1.00 |
| Transactions outside of the United States |
|
| ATM withdrawals |
$4.00 |
| All other ATM transactions |
$1.00 |
| Other Fees |
|
| Automated Telephone inquiry |
$.050 |
| Talk to Customer Service Representative |
$2.50 |
| Replace lost card |
$10.00 (lowered to $3.00 by FNB) |
| Obtain funds by Check |
$15.00 |
| Monthly inactive account |
$2.50 |
| Specially requested mailed statement |
$1.00 |
|