You choose to bank with us, why not carry our card?

First National Bank offers both consumer credit cards and business credit cards through our partnership with Texas Independent (TIB) The Independent BankersBank, Card Service Center, P.O. Box 569120, Dallas, Texas 75356-9120, toll-free number (800) 367-7576. 

TIB has announced a new enhanced website where cardholders may view account information at www.cardaccount.net.  Options available include viewing account balances and current activity, download current and previous statements and make payments online.

Consumer Credit Card 
view consumer credit card program*

We make it easy to choose the credit card that is right for you, including Visa®, MasterCard® Gold, Platinum Visa® and the Visa® Flex Miles Cards that reward you with free airline tickets.

These cards are accepted worldwide at businesses, financial institutions and ATMs displaying the CIRRUS logo.

• Travel Rewards Option Available
• Low introductory rate for six months
• No-annual-fee-Option 
• 25-day Grace Period

* PLEASE NOTE: After the introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Finance Charges on the Account. The Account will never have an APR over 21%.

Business Credit Card view business credit card program
Let our Business Card take care of your Business.

With the VISA Business Card the choice is your…

• Choice of either Grace Period or No Grace Period Accounts
• Customized Credit Lines
  You decide how much credit you want each authorized employee to have.  We’ll set individual limits based on your instructions.
• $100,000 Travel Accident Insurance
• Versatile for Travel and Entertainment
• Accepted Worldwide